Kitchen Appliance Rental With Bad Credit?
If you have a bad credit history, hiya! can help you!
If you’ve ever tried to buy a washing machine or fridge freezer on finance with bad credit, you’ll know it can prove difficult.
Even if the cause of your bad credit has long gone, and your recent payment history has been absolutely spotless, you may still struggle to be accepted with bad credit if you’re using finance.
That’s why when you rent a kitchen appliance with hiya! your poor credit no longer matters!
What is bad credit?
‘Credit’ is how much money or products a lender is willing to loan you. And your ‘Credit Report’ is a file held against an individual that records historic behavior of how you repay your debts (such as with phones, loans and credit cards). This report will give a credit score - often out of 1000, which can either be good or bad.
To be deemed as having bad credit, this file would show a number of missed payments or outstanding money owed.
What causes bad credit?
- Failing to stick to a credit agreement
- Declaring bankruptcy
- Choosing a credit card or agreement that is unaffordable
- Being the subject of a County Court Judgement (CCJ)
- Only paying the minimum each month
- Identity theft
- Having no credit history
- Consistently spending up to your credit limit
So, how can we help?
We think that finance companies often overlook how customers are looking after their ingoings and outgoings and we decided to do something about it.
That’s why we offer the chance for anyone to access pay weekly appliances – bad credit or not.
Because we’re offering kitchen appliance rental, we can do things differently. Even if you have bad credit, or no credit, we’re here to help.
Why do we accept people with bad credit?
Because “bad credit” doesn’t always mean you can’t afford something. The issues that caused your bad credit might be far behind you. What you can afford right now is far more important!
Can you get a pay weekly appliance with no credit check?
Not exactly – we do need to carry out a credit check. But we don’t look at your credit score. All we’re interested in is your recent history. If you can afford your TV now, that’s all that matters.
How hiya! help people with poor credit
- We are a 100% debt free option
- No deposit
- No delivery costs
- No need for insurance! We provide free repairs ourselves
- No unexpected or extra charges, just one affordable known weekly payment, not a sausage more
- We partner with other firms to secure the best deals for you, all in attempt to reduce your living expenses
- You do not pay a sausage until the day of delivery
- We run frequent prize draws and giveaways
- We’re family – talk to us if you have financial problems. We will help you, not scold you with fines
Take a look at our bad credit pay weekly appliance options
Browse our fridge freezers, washing machines and tumble dryers today and start your application! It’s quick to fill out, and you’ll get your decision quickly too, with your TV in your home and ready to watch soon after!
Amazing service, lovely friendly staff! Love my new TV at an affordable price.
Beckii Clarke